HSBC Platinum Credit Card


HSBC Platinum Credit Card

Consumer (Premium) Credit Card -- HSBC Australia.


Basic Information

  • 0% p.a. balance transfer for 6 months1 from non-HSBC credit and store cards (a 2% handling fee will apply)
  • No annual fee for the first year (a saving of $129)
  • Visa Platinum Concierge Service
  • Visa Platinum Airport Service
  • Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations
  • Comprehensive insurance package including International Travel Insurance, Extended Warranty insurance and Purchase Protection Insurance
  • Priority 24-hour customer service
  • Up to 55 days interest-free period4 when you pay the full balance by the due date

0%* Intro APR

6 months on BT*Intro APR Period

$0.00*Annual Fee

Excellent*Credit Needed

up to 55 days*Grace Period

$25.00*Late Payment Fee

APR: 19.99%* Variable
Card Network:VISA®
Card Type:- Affinity Card
- Instant Decision Card
- Reward Card

Card Review

The HSBC Platinum Card offered by HSBC Bank Australia is available to eligible Australian residents. Individuals wishing to apply for this Platinum credit card must meet certain criteria in order to be eligible.

Applicants must be at least 18 years of age and be a Australian citizen, a permanent resident of Australia, or be a New Zealand citizen.

In addition to the criteria above, applicants must earn more than $75,000 annually before taxes; otherwise, applicants are not eligible for the Platinum credit card.

Non-permanent Australian residents can apply for this card, but must also meet certain eligibility requirements in order to be approved. Non-permanent residents must have a 457 Visa or Visa with unlimited work rights such as a Student Visa or Spousal Visa. Non-permanent resident applicants must also make at least $50,000 annually before taxes, and have a valid one year of permanent work contract at least one year from time of application whether full-time or part-time.

Rewards & Benefits

Reward Type:- Universal Rewards Cards
Rewards:- Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations
Other Benefits:- Priority 24-hour customer service
- Visa Platinum Concierge and Airport Service
- Extended Warranty
- Purchase Protection
- Guaranteed Pricing
- Transit Accident
- International Travel Insurance

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Balance Transfer
Introductory Period:6 months on BT*
APR on Purchases: 19.99%* Variable
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:2.00%

Cash Advances

APR on Cash Advances:21.99%

Notes

We consider all information provided by affiliated companies for the HSBC Platinum Credit Card to be accurate at the time of posting (Jan 24, 2012). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for HSBC Platinum Credit Card.


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